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BMW 360˚ FINANCE PLAN.
The JOY of loan, lease, and subscription in one plan.
BMW 360˚ FINANCE PLAN.
The JOY of loan, lease, and subscription in one plan.
BMW 360˚ FINANCE PLAN.
Low Monthly Payment
40% lower monthly payments as compared to any standard loan.
Assured Buyback
Future-proof your BMW against any market fluctuations or external risks.
Ultimate End-of-Term Flexibility
Freedom to upgrade, return, retain or refinance your BMW at the end of your contract term.
Ease of Upgrade
Upgrade to a higher variant or model, within your monthly budget.
Convenient Financing Solutions
Option to finance accessories, service and warranty packages.
BMW 360˚ FINANCE
Be it flexibility, complete peace of mind or the ability to drive a new BMW more often, the BMW 360˚ Finance Plan caters to all your needs. This plan makes owning a BMW an absolute JOY with a host of additional privileges like:
- 40% lower monthly payments as compared to any standard loan.
- Assured Buyback: Future-proof your BMW against any market fluctuations.
- Ultimate end-of-term flexibility: Complete freedom to upgrade, return, retain or refinance your BMW at the end of your contract term.
- Option to finance accessories, service and warranty packages.
- Ease of Upgrade: BMW 360˚ Finance Plan makes it easy to upgrade to a higher variant or model, within your monthly budget. Explore the costs of your upgrade here: https://www.bmwindia.com/calculate-emi
BMW 360˚ FINANCE PLAN
DESIGNED FOR INDIVIDUALS WHO
- 01 Prefer low monthly payments.
- 02 Value end-of-term flexibility.
- 03 Want to drive a new BMW more often.
- 04 Want to avoid market fluctuations.
EXPLORE THE BMW RANGE WITH BMW 360˚ FINANCE.
THE BMW 2 SERIES GRAN COUPÉ
- EXCLUSIVE FESTIVE EMI STARTING AT ₹34,999/MONTH*.
- NOW AT AN INTEREST RATE OF 5.99%
- ASSURED BUYBACK OF UPTO 65%
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 1.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE NEW BMW 3 SERIES GRAN LIMOUSINE
- EXCLUSIVE FESTIVE EMI STARTING AT ₹49,999/MONTH*.
- NOW AT AN INTEREST RATE OF 4.99%
- ASSURED BUYBACK.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 1.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW 7 SERIES SEDAN
- EXCLUSIVE FESTIVE EMI STARTING AT ₹1,77,777/MONTH*.
- NOW AT AN INTEREST RATE OF 7.77%
- ASSURED BUYBACK OF UTO 65%
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 7.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW X1
- EXCLUSIVE FESTIVE EMI STARTING AT ₹34,999/MONTH*.
- NOW AT AN INTEREST RATE OF 5.99%
- ASSURED BUYBACK OF UP TO 74%
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 1.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW X3
- EXCLUSIVE FESTIVE EMI STARTING AT ₹89,999/MONTH*.
- NOW AT AN INTEREST RATE OF 9.75%
- ASSURED BUYBACK.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 1.5 LAKH
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW X5
- EXCLUSIVE FESTIVE EMI STARTING AT ₹99,999/MONTH*.
- NOW AT AN INTEREST RATE OF 6.49%
- ASSURED BUYBACK OF UP TO 71%
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 3.5 LAKH
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW X7
- EXCLUSIVE FESTIVE EMI STARTING AT ₹1,29,999/MONTH*.
- NOW AT AN INTEREST RATE OF 7.77%
- ASSURED BUYBACK.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 3.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW iX1
- EXCLUSIVE FESTIVE EMI STARTING AT ₹39,999/MONTH*.
- NOW AT AN INTEREST RATE OF 8.75%
- ASSURED BUYBACK.
- SAVINGS OF UP TO 50% ON ROAD TAX.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 1.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW iX50
- EXCLUSIVE FESTIVE EMI STARTING AT ₹1,29,999/MONTH*.
- ASSURED BUYBACK.
- NOW AT AN INTEREST RATE OF 7.99%.
- UP TO 635 KM (WLTP) WITH LARGER BATTERY PACK.
- SAVINGS OF UP TO 50% ON ROAD TAX.
- 0 TO 100 IN 4.6 SEC WITH 523 HP.
- ADAPTIVE 2-AXLE AIR SUSPENSION FOR SMOOTHER RIDE.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 8.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE BMW i5 M60
- EXCLUSIVE FESTIVE EMI STARTING AT ₹1,05,555/MONTH*.
- NOW AT AN INTEREST RATE OF 7.99%
- ASSURED BUYBACK.
- SAVINGS OF UP TO 50% ON ROAD TAX.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 1.5 LAKH
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
THE FIRST-EVER FULLY ELECTRIC BMW i7 SEDAN
- EXCLUSIVE FESTIVE EMI STARTING AT ₹1,99,999/MONTH*.
- NOW AT AN INTEREST RATE OF 7.77%
- ASSURED BUYBACK OF UTO 65%.
- SAVINGS OF UP TO 100% ON ROAD TAX.
- INCLUDES SERVICE AND REGISTRATION CHARGES.
- INCLUDES ROADSIDE ASSISTANCE.
- TRADE-IN AND LOYALTY BENEFITS UPTO 7.5 LAKH.
- INCLUDES BMW SERVICE INCLUSIVE (4 YEARS) WITH ANNUAL MILEAGE OF 10000 KMS AND TENURE OF 4 YEARS.
BMW Financial Services can help you realise your driving ambition with a selection of exclusive finance offers on the BMW 3 Series of your choice.
BMW Financial Services offers a comprehensive range of finance and insurance products, each one tailored to fit your lifestyle.
If you value flexibility, complete peace of mind and want to be able to drive a new BMW more often, an offer from BMW Select Finance may be the best option for you. Once you’re on the road, you can protect your asset with a suite of insurance options, ranging from full comprehensive cover to cover that takes care of minor scratches and dents.
YOUR FLEXIBLE END OF TERM OPTIONS.
Change to a new BMW, keep your BMW or return it: your plans – your decision.
KEEP YOUR BMW.
Become the proud owner of your current vehicle by paying the final lump sum or refinance the amount with our help.
At the end of your BMW 360˚ Finance Plan contract, you may want to keep your BMW. That’s why we give you the option of purchasing the vehicle at the end of your contract at its predetermined Guaranteed Future Value (GFV) – either by making a final payment or by refinancing the final amount with our help.
Contact your preferred Retailer to assist you with the refinance process, alternatively, you can contact out Customer Care on
BMWFS-CustomerSevice@bmw.in or call at 1800 102 2269
RETURN YOUR BMW.
Take a look at our checklist and look forward to an easy and carefree return of your vehicle to your BMW Retailer.
If you'd prefer to return your BMW at the end of your agreement, your BMW Retailer will be happy to assist. To ensure that your vehicle return goes smoothly, please refer to the Fair Wear & Tear checklist document below which will guide you through the process.
CHECKLIST FOR RETURNING YOUR BMW.
Insurance Claims (Optional).
Your Select agreement is subject to fair wear and tear. Prior to your vehicle valuation, please contact your insurer to assist with repairs should you have any damages to your vehicle.
Vehicle Condition Assessment.
Prior to returning your vehicle to your preferred BMW Retailer, a complimentary vehicle condition assessment needs to be completed by our approved assessor TÜV SÜD.
You can contact them on tuvsudcic@avts.co.za or (021) 935 7965 to make an appointment.
Schedule an appointment with your preferred BMW Retailer.
After concluding your vehicle condition assessment, you can contact the Finance & Insurance Manager at your preferred BMW Retailer to schedule an appointment for your vehicle return.
Please note that the vehicle must be returned within 4 days of the assessment being completed and at least 7 days prior to your contract end date.
Return your vehicle to your BMW retailer.
When returning your BMW to your retailer, you will be required to complete the vehicle return checklist.
Please ensure that you bring along your all vehicle keys, the service book and all vehicle equipment such as the luggage compartment cover, tools, mobility kit, spare wheel etc.
FREQUENTLY ASKED QUESTIONS ABOUT THE BMW 360˚ FINANCE PLAN.
How do we determine the assured buyback/balloon value for a contract?
Based on the customer’s preference of car, term and annual mileage, a pre-defined grid is used to calculate the assured buyback value which is calculated on the ex-showroom price.
What are the to-dos for a customer during the tenure?
The customer should keep a check on their vehicle’s mileage and maintenance during the tenure.
What will happen if a car is involved in an accident during the end-of-term process (i.e. any damage to the car after the car inspection/ evaluation and before the end of the contract term)?
In case of any accidental damage, the repair can be covered as per the customer’s insurance policy. This will be governed as per the wear and tear guide, the customer can either repair and bring the car back in returnable condition or pay for excess wear and tear. The vehicle must not have undergone any structural damage/s.
What is the end-of-term process and when does it start?
The process for end-of-term starts 90 days prior to the contract end date, wherein:
The customer is required to inform the dealership about his decision to return the car at least 90 days prior to the end-of-term and furnish the car at the dealership at least 45 days before the end-of-term for inspection. Post-inspection the dealership will raise an invoice for excess mileage and wear and tear (if any). The customer will be then required to make the above payment and return the car in the agreed condition to the dealership on the last day of the contract term.
What if the dealer offering BMW 360˚ Finance Plan ceases its operation at the time of the end of the contract term?
The car will be returned to the newly appointed dealership or any other dealership taking over the liabilities of the existing dealership.
What happens in case the customer wants to go for an early termination?
Buyback agreement between dealership and customer becomes void and an early termination process will be initiated along with applicable charges as per the terms and conditions of the retail finance contract. The customer can still choose the option of selling the car to the dealership at the prevailing market value.
What are the tenure and mileage options available?
Tenure: 24 months, 36 months, 48 months, 60 months available for selected models with defined mileage options.
Mileage: 10,000 kilometers, 15,000 kilometers, 20,000 kilometers.
What is the excess mileage charge and how is it applied at the end of the contract term?
Excess Mileage = (Actual Mileage at end of contract term – Contracted Mileage) X per kilometer excess mileage charge.
Excess kilometer charges are as follows:
Countryman/X1/ 2GC/3 Series/ 3GT/ 5 Series/ 6GT: INR 20 per kilometer
X3/ X4/ X5/X7/ 7 Series: INR 30 per kilometer.
What will be the applicable interest rate for refinancing the final amount at end of the contract term?
It will be as per the applicable refinance interest rate at that point in time.
Will it be possible for the customer to make part-payment and go for any kind of restructuring in the finance contract?
No, part-payment is not allowed under the BMW 360° Finance Plan, in case of any part-payment the contract will be restructured and the BMW 360° Finance Plan contract will become null and void.
Can demo vehicles be pitched under this program?
Yes, unregistered demo vehicles can be offered however the contract mileage will be inclusive of the existing kilometers on the vehicle. Further, the assured buyback value will be the same as the value of the new car offered.